Personal Loan Finance Online :: News
SHARE

Share this news item!

Australian Home Prices Reach New Heights: Navigating the Affordability Challenge

Analyzing the Factors Behind the Persistent Rise in Property Values

Australian Home Prices Reach New Heights: Navigating the Affordability Challenge?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In November 2025, Australia's housing market experienced a 1% month-on-month increase in home prices, bringing the national median value to A$888,941.
This follows a 1.1% rise in October, indicating a persistent upward trend in property values.
The growth was particularly pronounced in mid-sized state capitals, with Perth leading at a 2.4% increase.
Sydney and Melbourne saw more modest gains of 0.5% and 0.3%, respectively.

Tim Lawless, research director at property consultant Cotality, attributed the strong performance in cities like Perth to a combination of below-average listings and high buyer demand. However, this price surge comes amid a backdrop of worsening housing affordability, with the national dwelling value to household income ratio reaching record highs. Lawless noted that stretched affordability is likely to diminish borrowing capacity and credit access for many Australians.

In response to escalating housing costs, Prime Minister Anthony Albanese’s Labor government has committed to building 1.2 million homes by 2030 to alleviate pressure on the housing market and improve the availability of affordable dwellings. This initiative aims to address the supply-demand imbalance and provide more opportunities for first-time homebuyers.

For individuals looking to enter the property market, it's essential to stay informed about market trends and consider various financing options. Utilizing tools like home loan calculators and seeking professional advice can aid in making informed decisions aligned with personal financial goals.

Published:Thursday, 18th Dec 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Housing Shortage in WA's South West Strains Caravan Parks
Housing Shortage in WA's South West Strains Caravan Parks
27 Dec 2025: Paige Estritori
Caravan parks in Western Australia's South West are grappling with the effects of a severe housing shortage, as an increasing number of individuals and families turn to these facilities for long-term accommodation. This shift is placing significant pressure on park owners, who traditionally cater to tourists and short-term visitors. - read more
Affordable Electric Vehicle Loans Now Available for Eligible Australians
Affordable Electric Vehicle Loans Now Available for Eligible Australians
27 Dec 2025: Paige Estritori
In a significant move to promote sustainable transportation, the Australian government has introduced a new loan scheme offering low-interest financing for electric vehicles (EVs). This initiative targets Australians earning less than $100,000 annually, as well as essential workers such as police officers, teachers, firefighters, and nurses, regardless of their income level. - read more
Rising Car Repossessions Highlight Financial Challenges for Australians
Rising Car Repossessions Highlight Financial Challenges for Australians
27 Dec 2025: Paige Estritori
Recent data indicates a sharp increase in car repossessions across Australia, signaling escalating financial distress among households. Automotive auction house Pickles has reported a 13% rise in repossessed vehicles over the past six months, with an 11% increase in the last quarter alone. - read more
Marinex Underwriting Sets Sail in Australia's Marine Insurance Market
Marinex Underwriting Sets Sail in Australia's Marine Insurance Market
27 Dec 2025: Paige Estritori
Australia's marine insurance landscape has welcomed a new player with the launch of Marinex Underwriting. This agency, backed by global specialty insurance distributor Amwins, is poised to offer tailored solutions to the complex needs of the Australian marine industry. - read more


Personal Loans Articles

Unlock Better Loan Options: Quick Fixes for Your Credit Score
Unlock Better Loan Options: Quick Fixes for Your Credit Score
Your credit score plays a crucial role in your financial journey, especially when it comes to obtaining loans in Australia. It's essentially a numerical representation of your creditworthiness and helps lenders assess the risk of lending you money. - read more
Loan Eligibility and Approval: What You Need to Know
Loan Eligibility and Approval: What You Need to Know
Navigating the world of personal loans in Australia can be daunting, but understanding the basics of loan eligibility and approval is essential. Personal loans can be a valuable financial tool, helping you manage unforeseen expenses or consolidate debt. However, securing a loan is often dependent on a variety of factors, and being prepared can make all the difference. - read more
Your Guide to Debt Consolidation Loans in Australia
Your Guide to Debt Consolidation Loans in Australia
Debt consolidation loans are a financial strategy many Australians use to manage their debt more effectively. Essentially, they allow you to combine multiple debts, such as credit cards, personal loans, and other liabilities, into a single loan with one monthly payment. This can make it easier to manage your finances and could potentially reduce the amount of interest you pay over time. - read more
Are Unsecured Loans the Safer Choice? Weighing Your Options
Are Unsecured Loans the Safer Choice? Weighing Your Options
Unsecured loans are a type of lending product that allow borrowers to obtain funds without the need to offer collateral. This means that the loan is not tied to any physical asset, such as a house or car, which can be seized by the lender if the borrower defaults. - read more


Free Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Working Capital:
A measure of a company's short-term financial health, calculated as current assets minus current liabilities.